Mortgage Loan

Everyone deserves a home of their own.

With an HSBC Mortgage, you can own the home of your dreams.

Features and Advantages

• With the collateral of a completed property, you can use a loan limit of minimum of YTL 5,000, or its foreign currency indexed equivalent.
• You can use a loan limit of maximum 75% of the appraisal value of the house you plan to purchase for YTL loans. The limit is 50% for foreign currency indexed loans.
• The maximum term is 360 months for YTL loans, and 120 months for foreign currency indexed loans.
• In addition to the advantage of low interest rates, you can benefit from “early payment”, “interim payment” and “automatic payment” options. (L ink – to Automatic Payments page)
• With Personal Accident Insurance* you can easily handle your insurance procedures without a certificate of health or a check up.
• Take advantage of one-time or low insurance premium payments throughout the life of your loan*.

*For mortgage loans with maturities of more than 12 years, the Personal Accident Insurance policy will be renewed at the end of 12 years based on the remaining principal and the remaining loan term.